Last Updated: February 2025

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Welcome to SmartWithMoney.co.uk (“we”, “our”, or “us”). By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please refrain from using the site.

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1. Use of This Website

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1.1. SmartWithMoney.co.uk provides general financial information for educational purposes only. It does not constitute professional or personalised financial advice.
1.2. You agree to use the site lawfully and in compliance with these Terms.
1.3. We reserve the right to modify, suspend, or discontinue any part of the site at any time, without notice.

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2. Intellectual Property

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2.1. All content on this site — including articles, images, graphics, and branding — is owned by or licensed to us and is protected under applicable copyright and intellectual property laws.
2.2. You may not reproduce, republish, or distribute any content from this website without our prior written permission.

 

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3. Acceptable Use

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3.1. You agree not to:

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• Use the site for illegal or unauthorised purposes

• Attempt to gain unauthorised access to the website or its systems

• Upload or transmit harmful code, malware, or spam

• Scrape, copy, or extract site data without consent

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4. Disclaimers & Limitation of Liability

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4.1. The information on this site is provided “as is” and for informational purposes only.
4.2. We make no guarantees about the accuracy, completeness, or reliability of any content.
4.3. You acknowledge that any reliance on the information is at your own risk.
4.4. We are not liable for any loss, damage, or inconvenience arising from your use of the site.
4.5. We do not warrant that the site will be available at all times or free from errors.

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5. External Links

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5.1. This website may contain links to third-party sites. These are provided for your convenience only.
5.2. We are not responsible for the content, policies, or practices of external sites.
5.3. Visiting third-party links is done at your own discretion and risk.

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6. Privacy and Data Protection

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6.1. Our use of your personal information is governed by our Privacy Policy.
6.2. By using this site, you consent to the collection and use of information as outlined in that policy.

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7. Updates to These Terms

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7.1. We may update these Terms & Conditions at any time. Any changes will be posted on this page with an updated “Last Updated” date.
7.2. Your continued use of the site after changes are posted constitutes your acceptance of the updated Terms.

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8. Governing Law

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8.1. These Terms are governed by the laws of England and Wales.
8.2. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

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9. Contact Information

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If you have any questions or concerns about these Terms, please contact us:

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Email: help@smartwithmoney.co.uk
Address: 27 Old Gloucester Street, London, WC1N 3AX

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By using this website, you agree to the Terms and Conditions set out above.

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