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Recent Articles


Can You Get a Refund Through Your Credit Card? Your Complete UK Guide
Paying by credit card can offer powerful protections when something goes wrong with a purchase — but knowing exactly how  to get a...


What Is Section 75 Protection on Credit Cards and How Does It Work?
If you buy something with your credit card and it goes wrong — the item doesn't arrive, it's faulty, or the company goes bust — Section...


How Credit Card Debt Affects Your Mortgage Application in the UK
When applying for a mortgage, most people focus on their income and deposit. But one key factor that often catches applicants off guard...


Best Credit Cards for Travel Spending: No-Fee and Reward Options for UK Travellers
Travelling abroad can be expensive, but the right credit card can help you avoid unnecessary fees, earn cashback or rewards, and even...


Best Credit Card Comparison Sites in the UK: Where to Find the Right Deal Fast
Choosing the right credit card can save you hundreds of pounds in interest and unlock valuable perks — from cashback and rewards to 0%...


Is It Better to Get a Loan or Use a Balance Transfer Credit Card?
Managing debt effectively is crucial for financial stability. When looking to consolidate debt or finance a large purchase, two common...


What Happens If You Only Pay the Minimum on Your Credit Card?
Credit cards offer flexibility, but paying only the minimum amount each month  can quickly lead to long-term debt and costly interest...


What is a Good APR for a Credit Card? Everything You Need to Know
When shopping for a credit card, one of the most important factors to consider is the APR (Annual Percentage Rate) . But what exactly is...


What’s the Difference Between a Credit Card and a Charge Card? A Simple Guide
When it comes to managing personal finances, both credit cards and charge cards are popular payment methods. However, they serve...


How to Get a Balance Transfer Credit Card with Bad Credit in the UK
If you're dealing with high-interest credit card debt and have a poor credit score, a balance transfer credit card can still be a...


Visa vs Mastercard Credit Cards: Which One Should You Choose in the UK?
When applying for a credit card in the UK, you’ll usually see the Visa or Mastercard logo stamped on the front — but what does it...


Why Was My Credit Card Application Declined? Common Reasons and What to Do Next
Applying for a credit card and getting declined can be frustrating, especially if you’re unsure why it happened. In the UK, lenders...


How to Choose the Right Balance Transfer Credit Card in the UK
If you’re juggling credit card debt, a balance transfer credit card can be a powerful way to cut interest costs and clear your balance...


How to Get Approved for a Credit Card in the UK: A Guide for First-Time Applicants
Getting your first credit card is a major financial milestone. Used wisely, it can help build your credit score, increase your borrowing...


How to Choose the Best Student Credit Card in the UK: Top Tips for Building Your Credit
A student credit card can be more than just a flexible way to manage spending — it's also a powerful tool to build your credit score from...


How to Use a Credit Card to Improve Your Credit Score in the UK: A Step-by-Step Guide
A solid credit score opens doors to lower-cost mortgages, cheaper car finance, top-tier cashback cards and even better mobile phone...


How to Avoid Credit Card Debt in the UK: 12 Practical Tips to Stay in Control
Credit cards can be incredibly useful — they offer convenience, fraud protection, and even rewards. But if not managed properly, they can...


Best Cashback Credit Cards in the UK: Maximise Rewards on Everyday Spending
Cashback credit cards are a smart way to earn money back on your everyday purchases — turning your normal spending into effortless...


How to Avoid Hidden Fees on Credit Cards and Loans: Expert UK Tips
Whether you're applying for a credit card, taking out a personal loan, or consolidating your debts, it's not always the advertised...


How to Maximise Your Cashback Credit Card Rewards in the UK
Cashback credit cards are a simple way to earn rewards on your everyday spending. From groceries and petrol to online shopping and bills,...
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